Archive - Defense by Davis

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Mike Davis & Associates has a new Substack series to assist homeowners and contractors with home upgrade agreements

Jun 5 •

Mike Davis, Esq.

May 2025

Unfair as it may seem, is paycheck garnishment for student loans legal?

Understanding the difference between debt defense against debt buyers versus collecting on defaulted student loans.

May 19 •

Mike Davis, Esq.

March 2024

What can a dedicated collection defense lawyer do for each client?

Step-by-step process for a debt defense lawsuit

Mar 20, 2024 •

Mike Davis, Esq.

February 2024

Infographic: Top 10 questions about debt buyer defense

What you may want to know before you hire a debt defense attorney

Feb 22, 2024 •

Mike Davis, Esq.

November 2023

Evidentiary difficulties faced by debt buyers at trial

Hearsay versus the business records exception

Nov 27, 2023 •

Mike Davis, Esq.

Two classes of judgments, two enforcement periods

The difference between civil judgments and consumer debt judgments in Illinois

Nov 8, 2023 •

Mike Davis, Esq.

July 2023

Bankruptcy law firm declares bankruptcy

DebtStoppers files for Chapter 11 bankruptcy

Jul 18, 2023 •

Mike Davis, Esq.

The 'algorithm' at work

When my client was sued by one of the largest auto finance companies in existence

Jul 6, 2023 •

Mike Davis, Esq.

June 2023

Do debt collectors prefer lump sums or payment installments?

How age factors into the creditor's decision to go to trial

Jun 13, 2023 •

Mike Davis, Esq.

Negotiating about money when the other side doesn’t need money

If you are trying to negotiate your own settlement with a creditor, this piece is meant to enlighten you about a few things and maybe relieve a little…

Jun 9, 2023 •

Mike Davis, Esq.

May 2023

The all-important settlement agreement

The "gag order" part of the debt settlement agreement matters as much as the payoff amount

May 23, 2023 •

Mike Davis, Esq.

April 2023

The hard part is done

Lawsuits will never be stress-free but they can be less stressful

Apr 14, 2023 •

Mike Davis, Esq.

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